MORTGAGE INTEREST RATES ARE SUPER LOW

I can't believe the interest rates this week. They are at 40 year lows. A person can get a 30 year mortgage at 4.0% fixed. You can also get a 15 year fixed mortgage at 3.75%. I have been originating loans since 1991 and I have never seen them this low. If a person were to take out a $150,000.0 mortgage their principal and interest payments would only by 716.0 per month. If you were to take out a 15 mortgage ,you payment would be 1090.0 per month. Just think if you could afford a fixed 15 mortgage payment. It wouldnt matter if home values went up or down. You would own a home free and clear in 15 years. No payments. That is my dream. What is your dream?